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Auto Insurance Discounts and Additional Coverages

DISCOUNTS AND ADDITIONAL COVERAGES TO HELP YOU SAVE ON YOUR AUTO INSURANCE WITH OUR AGENCY

Paid in Full Discounts

Advanced Driver Training

Green Discounts

EDocument Discounts

Deductible Dollars

Age 65 Or Older

A 25% premium discount for all coverage's will be applied after all other discounts and rating factors but prior to the application of the Safe Driver Insurance Plan rating step if: 1) the principal operator is 65 years or older; 2) there are no inexperienced drivers (0-6) years of driving experience); and 3) the automobile is not customarily used in business.

Passive Restraint

A 25% discount applied to the premium paid for parts 2, 3, 6 and 12 is available if your automobile is equipped with an air bag or automatic seat belts.

Annual Mileage

A 12% discount applied to the premium for Parts 1-8 and Part 12 is available if your estimated annual mileage falls between 0-5000 miles. A 6% discount off of the premium paid for Parts 1-8 and Part 12 is available if your estimated annual mileage falls between 5001-7500 miles.

Antiques are not eligible for this discount.

Anti-Theft

Anti-theft discounts of up to 35% of the premium paid for Part 9 are available for automobiles with various types of qualifying anti-theft devices. Your insurance company or agent can provide you with a list of the qualifying anti-theft devices and the corresponding discounts available.

Multiple Cars

A 8% discount applied to the premium paid for Parts 1, 2, 4, 5, 7, 8 and 9 is available if: 1) an individual or married couple own two or more automobiles insured by the same company; and 2) there are no inexperienced operators. The discount applies only to automobiles that: 1) have no listed inexperienced operators; and 2) are not customarily used in business.

Antiques are not eligible for this discount.

Driver's Education

A 10% discount applied to the premium paid for Parts 1, 2, 3, 4, 5 and 7 is available for the first 3 years after an inexperienced driver has completed an approved training course.

Group Discount

Group discounts are available for certain group memberships. (AAA members, SBLI clients and WBUR members).

Package Discount

Package Discount are available 20% to 31% when you package your home and auto account with our agency.

Good Student Discount

This discount is available to drivers in all inexperienced operator rate classes who are enrolled as full-time high school, college or university students at an accredited educational institution, and either maintain at least a "B" or "3.0" grade point average.

Accident Forgiveness

With Accident Forgiveness, a surcharge resulting from an at-fault accident, and the corresponding loss of the driver's Excellent Driver Plus (SDIP Points 99) discount, will not be applied, saving a customer hundreds of dollars a year.

Substitute Transportation

Our insured's can receive up to an additional $30 per day in addition to any limit shown in the Declarations for this coverage part, up to an additional maximum amount of $900.
 

Laptop Computer Replacement


 
Our insured's can receive replacement cost coverage up to $1,000 for any laptop computer provided loss arises from a covered Collision or Comprehensive  loss to your auto.
 

Pet Injury Coverage


 
Our insured's can receive first party claims, up to $500, for veterinary fees related to injuries sustained by a dog or cat that is owned by you or any household member, while occupying your auto and involved in a covered Collision or Limited Collision loss.
 
 
* We are licensed to write insurance in Massachusetts only.
* Discounts are subject to the approval of the Division of Insurance.